401(K) PLANS

Save on yearly administration costs, and reduce your liability! Cardinal offers a multi-employer 401(k) retirement savings plan through Lincoln Financial Group.

This plan is operated by Cardinal and is designed to allow clients and their employees to invest a portion of  their gross income into a tax sheltered mutual fund. Cardinal takes on the administrative responsibilities for the plan and manages employee/employer contributions to Lincoln. This plan is flexible in that it allows clients three (3) plans to choose from and it allows employees a full range of investment options with Lincoln. In some cases, we can develop a specific 401(k) plan for our clients, which can include profit sharing and other options. Cardinal does not contribute to the plan.

Flexible Spending / Section 125 Plans

Flexible Spending Accounts (FSA) are among the nation’s leading employer‐sponsored benefit programs and provide significant tax‐savings to both employees and employers alike.